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Practical Guide: Playing EuroMillions in Belgium, France, Switzerland and Luxembourg

A practical comparison of how to play EuroMillions depending on your country: official operators, cut-off times, taxation, add-on games (My Million, El Millón, Joker+, Swiss Win) and AI strategy.

Updated on 2 May 2026
12 min read
Practical Guide: Playing EuroMillions in Belgium, France, Switzerland and Luxembourg

EuroMillions is played in 9 European countries, but the practical conditions vary considerably from one country to the next: official operator, ticket sales cut-off times, taxation of winnings, national add-on games. This guide compares in detail the 4 French-speaking countries where we have the most users: Belgium, France, Switzerland and Luxembourg.

1. Overview: the 4 French-speaking countries

Before diving into the detail, here is a comparison table:

CountryOfficial operatorAdd-on gameTax on winnings
🇫🇷 FranceFDJMy Million (€1M guaranteed)0% (tax-free)
🇧🇪 BelgiumLoterie NationaleJoker+ (optional)0% (tax-free)
🇨🇭 SwitzerlandSwisslos / Loterie RomandeSwiss Win35% above CHF 1M
🇱🇺 LuxembourgLoterie NationaleNone0% (tax-free)

All of these countries share the same pan-European draw every Tuesday and Friday at 21:00 (Brussels time) / 20:00 UTC.

2. Playing EuroMillions in France 🇫🇷

Operator and times

  • Operator: Française des Jeux (FDJ), state monopoly
  • Sales cut-off: 20:15 on draw day (Tuesday/Friday)
  • Draw: 21:15 Brussels time
  • Where to play: at an FDJ retailer or via the FDJ app

My Million: the French bonus

Every EuroMillions line played in France automatically includes a unique My Million code. At every draw, 1 French code is drawn and guarantees 1 million euros to its holder — whatever happens with the main numbers.

French taxation

EuroMillions winnings, My Million included, are completely exempt from income tax in France. Only the income from subsequently investing the money (interest, dividends) is taxable, at the flat rate of 30%.

AI strategy for France

Our EuroMillions AI automatically accounts for the My Million code (generated by the FDJ, not by us), and optimises your main numbers according to the statistics from 1,939 historical draws.

3. Playing EuroMillions in Belgium 🇧🇪

Operator and times

  • Operator: Loterie Nationale (Belgian National Lottery — Nationale Loterij)
  • Sales cut-off: 20:00 on draw day
  • Draw: 21:00 Brussels time
  • Where to play: at a newsagent/tobacconist, on e-lotto.be, via the Lotto app

Joker+: the Belgian add-on game

In Belgium, Joker+ is an optional add-on game (€1 extra per line). You receive a 7-digit Joker number + 1 letter free of charge. The Joker+ draw takes place every Friday.

Belgian taxation

Lottery winnings are tax-free in Belgium. No withholding tax: net amount = gross amount.

Belgian particularities

  • My Bonus Code: the Loterie Nationale loyalty programme (gift points)
  • Draw time: 21:00 (1 hour earlier than in France)
  • e-lotto.be: the official platform for playing online

AI strategy for Belgium

Our EuroMillions AI for Belgium is identical to the French version (same pan-European draw). As sales close at 20:00 (compared with 20:15 in France), play your line before 19:45 to leave yourself a comfortable margin.

4. Playing EuroMillions in Switzerland 🇨🇭

Operator and times

  • Operator: Swisslos (German-speaking Switzerland) or Loterie Romande (French-speaking Switzerland)
  • Sales cut-off: 19:30 on draw day
  • Draw: 21:00 Bern time
  • Where to play: at a kiosk, via swisslos.ch or loro.ch

Swiss Win: the Swiss add-on game

A free additional draw reserved for lines played in Switzerland. 5 codes are drawn at every draw, each winning CHF 100,000.

Swiss taxation

This is where Switzerland stands apart: lottery winnings above CHF 1,000,000 are subject to a 35% withholding tax (anticipatory tax). Winnings below that are exempt. You can reclaim the anticipatory tax via your annual tax return if you are resident in Switzerland.

Swiss particularities

  • Jackpot displayed in CHF, but the prize pool is shared in EUR (at the day's exchange rate)
  • Early sales cut-off (19:30, i.e. 45 minutes before France)
  • Two operators depending on your canton (Swisslos / Loterie Romande)

AI strategy for Switzerland

Our EuroMillions AI for Switzerland adapts to the local times and offers the same 4 strategies (hot, cold, balanced, weighted) as in the other countries.

5. Playing EuroMillions in Luxembourg 🇱🇺

Operator and times

  • Operator: Loterie Nationale Luxembourg
  • Sales cut-off: 20:00 on draw day
  • Draw: 21:00 Luxembourg time
  • Where to play: at a retailer, via loterie.lu

No add-on game

Luxembourg offers no national EuroMillions add-on game. You only play the classic 5 numbers + 2 Lucky Stars.

Luxembourg taxation

Lottery winnings are tax-free in Luxembourg.

Luxembourg particularities

  • A smaller market (~600,000 inhabitants), so a potentially larger share of the prize if you win
  • Same conditions as Belgium and France for the cut-off time (sales close at 20:00)

6. Comparison: where to play to optimise?

Criterion 1 — Taxation

🥇 France, Belgium, Luxembourg tied: 0% tax on all winnings.

🥈 Switzerland: 0% up to CHF 1M, then 35% (reclaimable if resident).

Criterion 2 — Add-on game

🥇 France: My Million (€1M guaranteed at every draw, automatic and free)

🥈 Switzerland: Swiss Win (5 × CHF 100,000, free)

🥉 Belgium: Joker+ (paid, €1/line, max win ~€1M)

Luxembourg: none

Criterion 3 — Competition (impact on your share of the prize)

  • 🇫🇷 France: ~32 million regular players — large market, smaller average share of the prize
  • 🇧🇪 Belgium: ~3 million players — moderate market
  • 🇨🇭 Switzerland: ~1.5 million players — limited market
  • 🇱🇺 Luxembourg: ~150,000 players — the smallest market

If the jackpot is won in Switzerland or Luxembourg, you are less likely to have to share it with other national winners.

Criterion 4 — Cut-off time

  • 🇨🇭 Switzerland: 19:30 (the earliest)
  • 🇧🇪 Belgium, 🇱🇺 Luxembourg: 20:00
  • 🇫🇷 France: 20:15 (the latest)

7. FAQ: Multi-country

Can I play EuroMillions abroad?

Yes, but only with the national operators of the country where you are physically present. You cannot play on fdj.fr from abroad (IP geoblocking).

Does my ticket bought in France win in every country?

Yes, the draw is pan-European: the 5 numbers and 2 Lucky Stars are the same for every country. The prize tiers are calculated jointly.

Is the jackpot the same everywhere?

The main jackpot in EUR is identical. It is displayed in the local currency (CHF in Switzerland, EUR elsewhere).

Which country offers the best winnings / tax ratio?

🇫🇷 France and 🇧🇪 Belgium tied: 0% tax + an add-on game (My Million / Joker+).

Can I play a line in France and then replay it in Belgium?

No. A line played in one country is tied to that operator. To replay it in another country, you need to play a new line.

8. Our multi-country EuroMillions AI

Our EuroMillions AI works identically in all 9 participating countries:

  • ✅ The same 1,939 historical draws analysed
  • ✅ The same 4 strategies (hot, cold, balanced, weighted)
  • ✅ The same statistical filters (sum, distribution, pairs)
  • ✅ Display adapted to your country (currency, times)

You generate your line with our AI, then play it with your national operator (FDJ, Loterie Nationale, Swisslos, Loterie Romande, Loterie Nationale Luxembourg).

9. Conclusion

Playing EuroMillions from Belgium, France, Switzerland or Luxembourg is very similar but comes with local subtleties: different operators, varying taxation, add-on games specific to each country.

Key takeaways:

  • 🇫🇷 France: 0% tax + automatic My Million
  • 🇧🇪 Belgium: 0% tax + optional Joker+ + e-lotto.be
  • 🇨🇭 Switzerland: 35% above CHF 1M + free Swiss Win
  • 🇱🇺 Luxembourg: 0% tax + small market = potentially larger share of the prize

Whatever your country, our EuroMillions AI is there to help you structure your lines. Launch the free generator and get your optimised numbers in under 5 seconds.

Good luck, and please play responsibly. 🍀

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